'Pay-day' loans used to fund plastic surgery: Website deals linked to 'good looks'

Pay-days loan companies came under fire yesterday for offering unsecured loan agreements to finance cosmetic surgery.

Glossy pages short advance pay-days working alongside unsecured loans to pay for operations, including face lifts, breast enlargements, tummy tucks, liposuction and gastric bands.

Many of the procedures cost thousands of pounds and could leave consumers facing huge returns for years to come.

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However, cosmetic surgery loans are set out, with offers of pay days loans - usually a very short-term debt of £ 100 to £ 1.000 designed for people to get ahead in an emergency for a few days or weeks until their pay check.

The sites have photos of attractive young women, often laden with bags, and claim that they can provide direct loans without credit checks.

Cheapfastloans.co.uk offers unsecured loans of up to £ 25.000 for cosmetic surgery without specifying rates of return. He said the loan would be repaid over a period of between one and 25 years.

The site says: "Good appearance always makes a person feel confident and unique. However, many times, have congenital abnormalities, such as the chin or inappropriate nose can be a nerve-racking obstacle for you.

Instead, it may disappear without any problem using them in our systems. Cheap fast loans we can be helpful for your budget crisis and can help you get a beautiful look.

An unsecured loan means the lender is based on the promise of the borrower to make repayments, unsecured, such as a home or other assets.

The increased risk involved for the lender in interest rates tend to be higher, and many companies want to see proof of employment and income before offering a loan.

Another site, needloans.org.uk, also offers unsecured loans for plastic surgery. The site says: "Do not delay, get the look you were craving for loans for cosmetic surgery.

Reputable surgeons point out that plastic surgery is a serious decision that should not be taken quickly.

Rajiv Grover, elected president of the British Association of Aesthetic Plastic Surgeons, said patients are discouraged from using any loans to pay for the surgery.

"I say," If you need a loan for this, please do not get any - and we expect to happen after you have saved and are perfectly right frame of mind, '"he said.


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